Kent Merzlock - Career Goals
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Five Year Plan

School

My education at Idaho State University is my top priority at this point in my life.  There are a lot of opportunities outside of school that I think could be valuable in life, however, I feel that to become the person I really want to be involves a lifetime of educationI have not limited the possibilities to only Idaho State; however, I feel that the school provides good resources and planning for an optimal degree in business.  One of my greatest concerns has been financing a degree.  For the first two years of my education, I was able to borrow tuition money from my parents.  One factor that really helped was the $550 received each semester from the Idaho Promise Scholarship.  Recent trials in business operations for my parents have limited that financial resource; they no longer have the money to loan me, so I will need to resort to other means of financing my tuition.  I plan to do this through a school loan.  I would like to avoid getting into a great amount of debt; however, I feel that education and owning a home are two things worthy of debt.  I would like to keep purchasing any other items on credit to an extreme minimum.  One way I plan to finance my education is through a student loan and any grants or scholarships I may receive to relieve the burden.

In the long run, I would like to try and obtain a masters degree.  Due to the lack of experience in upper division business courses, I am not sure if that degree will be pursued in an MBA or some other field of work.  I hear older people say how valuable an education is.  Though I don’t fully comprehend or understand that statement, I believe it.  I feel like the more I can learn now, the greater advantage I will have on learning things throughout my entire life.  That is why I feel it is worth sacrificing things such as a full time job, my personal time, and other opportunities to get an education in business.

Work

Though I am not engaged in full time work for financial support, I feel work is another priority that will decided my success or failure in becoming the person I would like to do.  There is no satisfactory substitute for hard work.  I believe it is the key to success in excelling through everything in life such as a career, an education, and personal life as a husband and father.  My success at work can be measure by my ability to provide for my family.

I am grateful for the opportunities I’ve had in life to work for a wage.  One of my first jobs was moving pipe in a farmer’s field for several hours a day.  This experience taught me how to be patient.  It helped me learn that there are always unexpected problems that arise on the job.  It also helped me see the financial benefits of hard work.

I had an opportunity to work at Pier 49 Pizza for a couple of years.  There I learned some skills and concepts I believe will help me throughout the rest of my career.  These concepts include the importance of efficiency and customer satisfactions.

I recently worked for my father at John Merzlock Appraisals.  There I developed skills in typing, computer software, book keeping, and secretarial work.  More importantly, learned exactly what things I would value in my own business.  These things often differed from the values of my boss so it has taught me a lot about compromising my personal preferences and focusing on the goals of my employer. 

Personal Life

I think my entire purpose in life is to marry and have children.  All other things only enhance this experience.  My goal in becoming a husband and father is in many ways related to the goals of my own parents.  I want to raise children and teach them values that are important to me pertaining to religion, education, and work.  I want to be able to provide opportunities and an environment where my children can learn what I consider to be the greater things in life.

I would like to be the main resource in their education and development, not only financially, but academically.  Because of the great demand for time in adulthood, I believe I will have to sacrifice time at work to spend time with my family.  This is where planning is so important. My effort and planning as a father and husband will be reflected in our ability to be a happy and productive family. 

One of my greatest concerns is helping my children gain their own personal values.  We live in a world where we are influenced from so many different directions.  The areas of specific concern as a father are drugs, alcohol, sex, and crime.  I believe that these things can be avoided when there is constant love and consistent communication between a child and their parents.  I believe the only way to teach anything is through example. 

Recreation

A few years ago, we decided as a family that we would have an annual family reunion involving my parents, siblings, and their children.  It has really been a lot of fun.  Every year one of the siblings is in charge of planning the reunion.  In the past we have been to boating in Bear Lake, camping in Island Park, and fishing in Idaho Falls.   I believe that this traditional will keep us updated on the plans and concerns of people within the family.  It will also be the source of education and recreation for us all.

One other tradition I would like to continue is an annual sports road trip.  Each year we have had the chance to follow the Denver Broncos football team and go to at least one game.  It has given us the opportunity of visiting Denver, Buffalo, Phoenix, and San Diego.  I think this has really helped me to have a good balance in my life and build a link between school and work and the rewards that come from doing both well.

 

Timeline

3-6 Months

  • Finish this semester with a GPA of 3.5 or higher

  • Obtain part time employment with the Census Bureau or another employer

  • Pay off all current debt not pertaining to school loans

  • Buy tickets for annual sports road trip

6-12 Months

  • Start trading on the foreign exchange market in a specific retirement-only account

  • Win the stock market competition between members of the Finance Association

  • Get involved with community or intramural sports team

  • Start an education fund for my children

Beyond 12 Months

  • Graduate from Idaho State and meet the qualifications for graduate school

  • Find employment where I can utilize some aspect of finance

  • Get married

  • Purchase a home

Longer-term Goals

  • Work for the Cincinnati Reds Organization

  • Get involved with a service organization such as the Peace Corps

  • Have children

  • Go to flight school

Skills to Develop

  • Marketing and sales experience

  • In field experience with financial statements

  • Family planning and counseling

  • Obtain Pilot’s License

Personal Goals

  • Beat my personal mile time of 6:45

  • Go fly fishing for the first time

  • Earn Silver Beaver Award


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